Provided By
Blue Cross and Blue Shield of Kansas City
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Customer Service
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Frequently Asked QuestionsMedical Benefits
Your employer offers medical insurance to protect the health of you and your family. It covers medical expenses such as visits to the doctor’s office, emergency care, and prescription drugs. It’s important to have a medical plan that meets your needs and the needs of your family.
- Employee is eligible for benefits after 90 days of employment.
- Benefits begin November 1, 2026, and end October 31, 2027.
All Climate Refrigeration pays 75% of the premium for all medical tiers.
In-Network |
|
|---|---|
Deductible |
$2,000/$6,000 |
Member Coinsurance |
20% |
Out-of-Pocket Max |
$5,000/$10,000 |
Physician Visits |
|
Primary Care |
$35 Copay |
Specialist Visit |
$70 Copay |
Routine Preventive |
Covered |
Telehealth/Virtual Visits |
Blue KC Virtual Care: |
Hospital Services |
|
Inpatient Hospitalization |
Deductible + 20% |
Physician Services |
Deductible + 20% |
Outpatient Surgery |
Deductible + 20% |
Outpatient Diagnostics |
Deductible + 20% |
Urgent Care |
$70 copay |
Emergency Room |
$100 Copay, then Deductible +20% |
Retail Prescription Benefits |
In-Network |
|---|---|
Tier 1 |
$15 Copay |
Tier 2 |
$70 Copay |
Tier 3 |
$110 Copay |
Mail Order Prescription Benefits |
In-Network |
|---|---|
Tier 1 |
$37.50 Copay |
Tier 2 |
$175 Copay |
Tier 3 |
$275 Copay |
Specialty Prescription Benefits |
In-Network |
|---|---|
Tier 1 |
$15 Copay |
Tier 2 |
$110 Copay |
Tier 3 |
$200 Copay |
Employee Cost Per Week |
|
|---|---|
Employee Only |
$31.35 |
Employee + Spouse |
$64.27 |
Employee + Child(ren) |
$59.88 |
Employee + Family |
$92.80 |
Your employer offers medical insurance to protect the health of you and your family. It covers medical expenses such as visits to the doctor’s office, emergency care, and prescription drugs. It’s important to have a medical plan that meets your needs and the needs of your family.
- Employee is eligible for benefits after 90 days of employment.
- Benefits begin November 1, 2026, and end October 31, 2027.
All Climate Refrigeration pays 75% of the premium for all medical tiers.
In-Network |
|
|---|---|
Deductible |
$1,000/$2,000 |
Member Coinsurance |
20% |
Out-of-Pocket Max |
$2,500/$5,000 |
Physician Visits |
|
Primary Care |
$20 Copay |
Specialist Visit |
$40 Copay |
Routine Preventative |
Covered |
Telehealth/Virtual Visits |
Blue KC Virtual Care: |
Hospital Services |
|
Inpatient Hospitalization |
Deductible + 20% |
Physician Services |
Deductible + 20% |
Outpatient Surgery |
Deductible + 20% |
Outpatient Diagnostics |
Deductible + 20% |
Urgent Care |
$40 Copay |
Emergency Room |
$100 Copay, then Deductible +20% |
Retail Prescription Benefits |
In-Network |
|---|---|
Tier 1 |
$15 Copay |
Tier 2 |
$70 Copay |
Tier 3 |
$110 Copay |
Mail Order Prescription Benefits |
In-Network |
|---|---|
Tier 1 |
$37.50 Copay |
Tier 2 |
$175 Copay |
Tier 3 |
$275 Copay |
Specialty Prescription Benefits |
In-Network |
|---|---|
Tier 1 |
$15 Copay |
Tier 2 |
$110 Copay |
Tier 3 |
$200 Copay |
Employee Cost Per Week |
|
|---|---|
Employee Only |
$34.06 |
Employee + Spouse |
$69.82 |
Employee + Child(ren) |
$65.06 |
Employee + Family |
$100.82 |
Provided By
Blue Cross and Blue Shield of Kansas City
Provider Website
Customer Service
Resources
Frequently Asked Questions