Medical Benefits

Your employer offers medical insurance to protect the health of you and your family. It covers medical expenses such as visits to the doctor’s office, emergency care, and prescription drugs. It’s important to have a medical plan that meets your needs and the needs of your family.

Employee is eligible for benefits after 90 days of employment.
Benefits begin November 1, 2024 and end October 31, 2025.

All Climate Refrigeration pays 75% of the premium for all medical tiers.

	In-Network
Deductible (Individual/Family)	$2,000/$4,000
Member Coinsurance	20%
Out-of-Pocket Max (Individual/Family)	$5,000/$10,000
Primary Care	Covered persons less than 19: $0 All others: $25 copay
Routine Preventative	No charge
Specialist Visit	$75 copay
Hospital Physician Services	20% coinsurance
Inpatient Hospitalization	20% coinsurance
Outpatient Surgery	20% coinsurance
Urgent Care	$50 copay
Emergency Room	$300 Copay; Ded + 20%

Retail Prescription	In-Network
Tier 1	$10 copay
Tier 2	$35 copay
Tier 3	$75 copay
Tier 4	$250

Mail Order Prescription	In-Network
Tier 1	$25 copay
Tier 2	$87.50 copay
Tier 3	$187.50 copay
Tier 4	$625

	Employee Cost Per Week
Employee Only	$28.56
Employee + Spouse	$58.14
Employee + Child(ren)	$54.10
Employee + Family	$83.68

Employee is eligible for benefits after 90 days of employment.
Benefits begin November 1, 2024 and end October 31, 2025.

All Climate Refrigeration pays 75% of the premium for all medical tiers.

	In-Network
Deductible (Individual/Family)	$1,000/$2,000
Member Coinsurance	20%
Out-of-Pocket Max (Individual/Family)	$3,000/$6,000
Primary Care	Covered persons less than 19: $0 All others: $25 copay
Routine Preventative	100% covered
Specialist Visit	$75 copay
Hospital Physician Services	20% coinsurance
Inpatient Hospital	20% coinsurance
Outpatient Surgery	20% coinsurance
Urgent Care	$50 copay
Emergency Room	$300 copay; Ded + 20%

Retail Prescription	In-Network
Tier 1	$10 copay
Tier 2	$30 copay
Tier 3	$75 copay
Tier 4	$250

Mail Order Prescription	In-Network
Tier 1	$25 copay
Tier 2	$87.50 copay
Tier 3	$187.50 copay
Tier 4	$625

	Employee Cost Per Week
Employee Only	$32.76
Employee + Spouse	$66.96
Employee + Child(ren)	$62.30
Employee + Family	$96.50

Provided By

United Healthcare

Provider Website

https://www.uhc.com/

Customer Service

1.866.801.4409

Resources

Frequently Asked Questions